Payroll

W-2 vs 1099: see how taxes, true costs, and IRS rules differ for employees and contractors, plus 2026 changes. Classify your team correctly before payday.

Payroll

Is Health Insurance Pre-Tax? A 2026 Payroll Guide for Small Business Owners

By: Cambria Wallace

Running payroll for your hourly team? Learn whether health insurance is pre-tax, how Section 125 plans work, and exactly how to calculate deductions.

Payroll

Dividend Tax Rates for 2026: A Small Business Owner's Guide

By: Cambria Wallace

Dividend tax in 2026 runs 0%–37% depending on type and income. Here's exactly what small business owners need to know before tax season.

Payroll

Commission-Based Pay: Pros, Cons, and How It Works

By: Cambria Wallace

Commission pay has real tradeoffs. Know the rules before you decide.

Payroll

Payroll Advance: What It Is and How to Offer One to Employees

By: Cambria Wallace

A payroll advance lets employees access earned wages early. Here's what small business owners need to know about policy, forms, legal rules, and alternatives.

Payroll

Top 7 ADP Alternatives for Small Business Payroll

By: Cambria Wallace

ADP too expensive or complex for your team? Compare 7 ADP alternatives for small business payroll — with pricing, ratings, and honest takes on each.

Payroll

6 Gusto Alternatives for Small Businesses With Hourly Teams

By: Cambria Wallace

Gusto not working for your hourly team? Compare the 6 best Gusto alternatives — verified pricing, G2 ratings, and honest takes from real small business owners.

Payroll

How to Pay Yourself as a Small Business Owner

By: Cambria Wallace

Salary or owner's draw? Learn which fits your biz and how much to take.

Payroll

Small Business Tax Deductions Checklist for 2026 (Free PDF)

By: Cambria Wallace

Our 2026 small business tax deductions checklist covers 21 write-off categories, plus hourly-worker specifics like the FICA Tip Credit and new overtime W-2 rules.